As the Vice-President of Actuarial, Richard is known for his ability to distill complex issues into simple terms. In La Capitale’s blog, he demystifies group and travel insurance. His blog posts are always a good source of advice, information, suggestions and smart planning. This busy father of three enjoys travelling and engaging in physical activity, which are his two great passions. Mountain hiking and cycling enable him to stay in shape. After graduating with a Bachelor of Actuarial Science degree, Richard earned the Fellow of the Society of Actuaries (FSA) and Fellow of the Canadian Institute of Actuaries (FCIA) designations. Numbers pose no challenge to this actuary, who has over 20 years of experience.